BCRS Business Loans

Who is BCRS?

For 22 years, BCRS has been serving the West Midlands and Wales business community, offering accessible and flexible financial solutions to help their businesses grow.

So, if your business positively contributed to the West Midlands or Welsh economy, you might be eligible to apply for a business loan up to £250,000.

What finance products does BCRS offer?

BCRS offers business loans between £10,000 and £250,000, with no early repayment charges and five-star-rated customer service, they're a viable option to help grow your West Midlands or Welsh business.

Use your business loan to hire new staff members, refurbish your premises or buy new stock. Spend your loan however you see fit in your business.

Am I eligible for a BCRS loan?

If you meet the below basic criteria, there's a chance you can apply for a BCRS loan:

• Your business is based in the West Midlands (e.g. Birmingham) or in Wales
• Your turnover is less than £45 million
• Your directors have good personal credit
• You can provide evidence that your business can afford the loan (cash flow forecasts, etc.)
• At least six months of trading history

How can I apply for a business loan with BCRS?

You can complete the initial loan application quickly and easily via the BCRS website. This online form helps the lender assess whether they can progress your application.

If you meet their basic eligibility criteria, you'll be contacted by a dedicated lending manager. BCRS prides itself on their personalised loan service, so you can rest assured that someone will be in touch to support you through the rest of the application process.

It's always good business sense to compare loan products and providers with each other, ensuring you're securing the best-fit business finance.

Our free loan comparison tool helps SME business owners instantly compare total repayable, interest rates and more.

Get your quote today and start your business finance journey…

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